What Is Commercial General Liability Insurance?
Commercial General Liability Insurance (CGL) provides coverage for businesses, such as carpenters, electricians, plumbers, and construction companies against injury or damage claims made by other parties.
General Liability provides coverage for liability arising out of:
- Premises and Operation
- Fire Damage Liability (damage by fire to premises rented to insured)
- Personal and Advertising Injury
- Medical Payments
- Products/Completed Operations
What does General Liability Insurance Cost?
In Pennsylvania, the average cost for general liability insurance for small businesses is around $110 per month, or approximately $1,320 annually. However, the exact cost can vary based on factors like the industry, business size, and specific risks associated with the business. Some small businesses, especially those with fewer risks, may find premiums as low as $27 per month.
What does General Liability Insurance Cost?
In Pennsylvania, the average cost for general liability insurance for small businesses is around $110 per month, or approximately $1,320 annually. However, the exact cost can vary based on factors like the industry, business size, and specific risks associated with the business. Some small businesses, especially those with fewer risks, may find premiums as low as $27 per month.
Some Types of Commercial General Liability Policies
General Contractor Insurance
Roofer Insurance
HVAC Contractor Insurance
Plumber Insurance
Electrician Insurance
Pool Contractor Insurance
Home Renovation Insurance
Carpenter Insurance
Home Improvement Insurance
Handyman Insurance
Some Types of Commercial General Liability Policies
General Contractor Insurance
HVAC Contractor Insurance
Electrician Insurance
Carpenter Insurance
Home Renovation Insurance
Roofer Insurance
Plumber Insurance
Pool Contractor Insurance
Handyman Insurance
Home Improvement Insurance
Customer Testimonials
We are longtime customers of Dougherty & Co. for over 30 years! Great agency AND great people. They are very knowledgeable, friendly and responsive. They truly care about their customers (like family) and it shows in everything they do. Curran Dougherty, owner, is a pleasure to work with as well as his team. They will do their very best for you!!
– Robert P.
Consistently knowledgeable, helpful, and friendly for years. The perfect combination for any business, yet still a rare find. I would go out of my way to do business with these guys. Shout out to Brandon for getting me the best price with the best insurance company year after year.
– Melissa M.
Everyone that I have interacted with at Dougherty and company insurance were very helpful, polite and professional. I am confident that They can get you the best deals on any insurance. I believe both Curran and Brandon are two of the top insurance brokers in media. I highly recommend them!
– Scott S.
Who Are We?
We are seasoned professionals with a combined 20 years of experience in the insurance industry. Our mission is to deliver the highest quality commercial liability insurance, tailored specifically to protect your business. We understand that every business is unique, which is why we take a personalized approach to ensure your coverage aligns perfectly with your needs. From initial consultation to ongoing support, we are committed to providing exceptional service and building long-lasting relationships with our clients, offering peace of mind that your business is protected against potential risks.
Insurance for Contractors and Tradespeople
Having the right contractors insurance isn't just about protecting yourself—it's about safeguarding your entire business and the employees who depend on it. We're here to ensure you're fully covered.
General Commercial Liability Insurance
Equipment Coverage
Commercial Auto Insurance